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EMI Calculator - Know Your EMI icon

Privacy Policy

EMI Calculator - Know Your EMI · Last updated: May 28, 2026

Coding Value ("we", "our", or "us") built the EMI Calculator - Know Your EMIiOS app (the "App"). This Privacy Policy explains how we collect, use, and protect your information when you use our App on iOS devices.

1. Information We Collect

a) Information You Provide

The App does not require you to create an account or provide personal information. Any loan data you enter (loan amount, interest rate, tenure) is processed locally on your device.

b) Automatically Collected Information

We use third-party services that may collect certain information automatically:

  • Firebase Analytics: Collects anonymous usage data such as app opens, screen views, and feature usage to help us improve the App. This data is aggregated and cannot identify you personally.
  • Firebase Crashlytics: Collects crash reports and diagnostic data to help us fix bugs and improve stability. This may include device type, iOS version, and crash stack traces.
  • Firebase Remote Config: Used to deliver configuration changes to the App without requiring an update. Does not collect personally identifiable information.
  • Google AdMob: Displays advertisements in the App. AdMob may collect device identifiers, IP address, and usage data to serve relevant ads. Please refer to Google's Privacy Policy for more details.

2. App Tracking Transparency (ATT)

In accordance with Apple's App Tracking Transparency framework, the App will request your permission before tracking your activity across other apps and websites for advertising purposes. You can grant or deny this permission at any time via Settings → Privacy & Security → Tracking on your iOS device. If you deny tracking, you will still see ads, but they may be less relevant to you.

Apple's Identifier for Advertisers (IDFA) is only used if you explicitly grant tracking permission. We do not access the IDFA without your consent.

3. How We Use Your Information

  • To provide EMI calculations and loan planning features
  • To improve app performance and user experience
  • To fix bugs and crashes
  • To display advertisements (personalized only with your consent)

4. Data Storage

Loan calculations and preferences are stored locally on your device. We do not store your financial data on any server.

5. In-App Purchases

The App offers an option to remove ads through an in-app purchase. This transaction is processed by Apple via the App Store and is subject to Apple's Privacy Policy. We use RevenueCat for in-app purchase management. RevenueCat may process limited purchase information (such as anonymized user identifiers and transaction receipts) to validate purchases and restore entitlements across devices.

6. Third-Party Services

The App uses the following third-party services, each with their own privacy policies:

7. Children's Privacy

The App is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us and we will delete it.

8. Data Sharing

We do not sell, trade, or share your personal information with third parties, except as described in this Privacy Policy (third-party analytics and advertising services).

9. Your Rights

You have the right to:

  • Withdraw advertising tracking consent at any time via iOS Settings
  • Opt out of personalized ads through your iOS device's privacy settings
  • Request information about the data we collect about you
  • Request deletion of any data associated with you

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

11. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

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